New to Online Banking

Business Services

 

CRA Public File

This web page contains information that is required to be made available to the public under the Community Reinvestment Act (CRA). By providing our CRA public files online, NorthEast Community Bank allows our customers to review information about the Bank more conveniently and provides the general public with the ability to produce hard copies of only those documents needed.

Under the CRA, the following information must be maintained in a public file and be current as of April 1st of each year:

All written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the bank's performance in helping to meet community credit needs, and any response to the comments by the bank, if neither the comments nor the responses contain statements that reflect adversely on the good name or reputation of any persons other than the bank or publication of which would violate specific provisions of law.

For a copy of the public section of the bank's most recent CRA Performance Evaluation please select from the following link(s) below.

Additional information available to the public:

Banks other than small banks shall include in their public file the following information pertaining to the bank and its affiliates, if applicable, for each of the prior two calendar years:

The Bank's loan-to-deposit ratio for each quarter of the prior calendar year and, at its option, additional data on its loan-to-deposit ratio

A bank required to report home mortgage loan data shall include in its public file a copy of the HMDA Disclosure Statement provided by the Federal Financial Institutions Examination Council pertaining to the bank for each of the prior two calendar years. In addition, a bank that has elected to have the Board consider the mortgage lending of an affiliate for any of these years shall include in its public file the affiliate's HMDA Disclosure Statement for those years.

Comments or questions about this web page or about NorthEast Community Bank’s CRA performance may be addressed to:

NorthEast Community Bank
Corporate Headquarters
325 Hamilton Ave
White Plains, NY 10601

Attention: CRA Officer

Call NorthEast Community Bank Toll-Free: (866) 287-7500

Contact Us | Site Map | Calculators | Privacy Policy | Identity Theft & Fraud Protection | CRA Public File

©Copyright 2018 NorthEast Community Bank

Member FDIC   Equal Housing Lender    Equal Opportunity Employer