FACTS

WHAT DOES NorthEast Community Bank (NECB) AND

HAYDEN WEALTH MANAGEMENT (HWM), A DIVISION OF

NORTHEAST COMMUNITY BANK, DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

1. Social Security number and transaction history
2. checking account information and payment history
3. account balances and account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons NorthEast Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does NECB or HWM share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call - 914.684.2500

Who we are

Who is providing this notice?

NorthEast Community Bank

What we do

How does NorthEast Community Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We will hold employees fully accountable for adhering to our security and confidentiality standards.

How does NorthEast Community Bank collect my personal information?

We collect your personal information, for example, when you

1. open an account or show your identification
2. provide account information or apply for a loan
3. enter into an investment advisory contract

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

1. sharing for affiliates’ everyday business purposes—information about your creditworthiness
2. affiliates from using your information to market to you
3. sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

1. NECB and HWM  have no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

1. NECB and HWM do not share your personal information with non-affiliates for marketing purposes

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

1. NECB and HWM do not have any joint marketing agreements

Other important information

NA