Get the convenience of checking, with the interest of savings.  Earn money while you write checks with this day of deposit, day of withdrawal account.  By maintaining a low minimum balance each month, you can have your choice of an ATM or Visa debit card and write an unlimited amount of checks.

• Interest on checking
• No minimum balance fee
• ATM/Visa debit card
• Unlimited check writing capabilities
• Internet Banking

Direct Deposit is a safe, convenient way to deposit money into the account of your choice.  Put an end to worry over delays caused by bad weather, illness, or simply not having the time to get to the bank.

Put an end to concerns over losing checks that are sent to you, or worse, having them stolen.  You can use Direct Deposit to automatically deposit your Pension, Social Security, V.A., Payroll checks and other recurring payments directly into the account of your choice.  Funds received by Direct Deposit are available for withdrawal the day they are received.

With Direct Deposit, you get peace of mind knowing that your money is safe and ready for use, whenever you need it.

All you need to do with Direct Deposit is open an account and notify the originator of payment.  Our knowledgeable staff can help you through the process.

If you are a student, you can enjoy all the benefits of a traditional checking, by maintaining a very low minimum balance.  You will have unlimited check writing abilities and your choice of an ATM or VISA debit card.

Take advantage of our special Overdraft Protection Program to protect your credit rating with the cash you need to cover your check writing needs.

Put an end to the risk of checks being returned due to insufficient or uncollected funds.  Avoid the inconvenience, lost time, embarrassment and extra cost you experience when checks do not clear.

Forget about waiting for payments to clear before making your own scheduled payments.  Link your checking account to a Statement Savings account and enjoy the flexibility of having enough cash to take advantage of money related opportunities in a timely manner.

Whether you use your Overdraft Protection or not, it is comforting to know it is there when you need it.

Start today.  Take advantage of our special Overdraft Protection Program.  The smart way to have the cash you need to cover your check writing needs.